The Co-operative Incentive Scheme (CIS) is a 100% grant for registered primary co-operatives (a primary co-operative consists of five or more members). The objective of the CIS is to improve the viability and competitiveness of co-operative enterprises by lowering their cost of doing business through an incentive that supports Broad-Based Black Economic Empowerment.


  • Promote co-operatives through the provision of a matching grant;
  • Improve the viability and competitiveness of co-operative enterprises by lowering the cost of doing business;
  • Assist co-operatives to acquire their start up requirements;
  • Build an initial asset base for emerging co-operatives to enable them to leverage other support; and
  • Provide an incentive that supports broad-based black economic empowerment.


  • Business development services (e.g. feasibility studies; business, manufacturing and production systems; and production efficiency and improvement, etc);
  • Technological improvements;
  • Machinery, equipment and tools;
  • Commercial vehicles;
  • Infrastructure linked to the project (e.g. 3-phase electricity; boreholes, etc.); and
  • Working capital.


  • Eligible entities should:
  • be incorporated and registered in South Africa in terms of the Co-operatives Act of 2005;
  • be emerging co-operatives with a majority black ownership;
  • have projects in any of the different economic sectors;
  • adhere to co-operative principles;
  • be owned by historically disadvantaged individuals (HDIs); and
  •  be biased towards women, youth and people with disabilities.

CIS Guidelines

CIS Application Form

CIS Application Checklist